Skip to main content

Credit Where Credit Is Due

  • Wed Apr 20 2016, 12:36 pm
By James D. York, PA

March 25th, 2016

‘Credit Where Credit Is Due’

By: York Real Estate Group

Ah, the infamous FICO credit score that rules our lives. Until recently, you had limited access to this very important bit of your own vital information, and often had to pay for it at that. According to Chi Chi Wu, National Consumer Law Center attorney, "This is a piece of information that grades you and judges your ability to borrow, and because it is so crucial, you should be entitled to have it.”

FICO has made this easier by allowing banks and credit card companies to offer you free access to your own score. In fact, banks are already paying for this service. And your request will not impact your score, either.

FICO was developed as the Fair Isaac Corporation decades ago, and quickly became the industry standard for judging one’s trustworthiness to receive and repay a mortgage or other new loan. It’s currently used in 90% of U.S. lending decisions.

Even if you think your credit is fine, it’s better to know than not to know, especially since it can help you get better interest rates on loans and mortgages. So find out your current number—and give us a call with any questions about how it might impact your buying or selling decisions.


Connect With York Real Estate Group



Facebook: YorkRealEsateGroup                

Instagram: NaplesYorkRealEstateGroup



BR Logo The data relating to real estate for sale on this Website comes in part from the Broker Reciprocity Program (BR Program) of these sources: M.L.S. of Naples, Inc., Bonita Springs-Estero Association of REALTORS®, Southwest Florida MLS (Gulf Coast), My Florida Regional MLS DBA Stellar MLS, Sanibel and Captiva Island Association of Realtors®. Properties listed with brokerage firms other than Featured Home Listings are marked with the BR House Icon and detailed information about them includes the name of the Listing Brokers. The properties displayed may not be all the properties available through the BR Program. The data is updated every 4 hours, but can be influenced by delays from various real estate companies entering data in MLS. Some properties that appear for sale on this website may subsequently have sold or may otherwise no longer be available. All properties are subject to price or other changes without notice. For the most current information, please contact us using this form, or click on the "Request Info or Appointment" button on the search results and detailed property pages.

The source of this real property information is the copyrighted and proprietary database compilation of the © 2022 M.L.S. of Naples, Inc., © 2022 Bonita Springs-Estero Association of REALTORS®, © 2022 Southwest Florida MLS (Gulf Coast), © 2022 My Florida Regional MLS DBA Stellar MLS and © 2022 Featured Home Listings, a Florida Real Estate Brokerage. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. Information last refreshed: 2022-08-15 22:00:50

ADA Compliance

Our Web site Accessibility

We are committed to providing an accessible web site. If you have difficulty accessing content, have difficulty viewing a file on the web site, or notice any accessibility problems, please contact us to specify the nature of the accessibility issue and any assistive technology you use. We will strive to provide the content you need in the format you require.

We welcome your suggestions and comments about improving ongoing efforts to increase the accessibility of this web site.